Moore was drawn to this approach and began looking at how it could be applied in the Waco community. The model allowed for fast growth, while focusing on building relationships and helping local families and businesses meet their financial goals. While serving on the Texas Bankers Association board, Moore met a fellow banker who raised capital from a broad, diverse group of business owners and executives to start a community based, commercial bank. He then sold shares to people, representing various industries, who would not only commit to doing their own banking at the bank, but would also encourage colleagues, families and friends to do the same. In 1989, Moore graduated from Baylor University with a Bachelor of Business Administration degree in finance. Following the internship, he continued to serve the banking community in various roles, from credit analyst and commercial relationship manager, to executive vice president, president, chairman and CEO. He served at a local bank as a part-time credit analyst and completed a six-week operational training program that gave him hands-on experience throughout multiple areas of the bank. His community banking career began in 1987, with a scholarship and internship opportunity. He saw first-hand the value of staying connected with clients and the community, as well as the ebbs and flows of business ownership, experiences that drive his business philosophy today.
He worked in various areas of the business including installation, licensed service technician, bookkeeping, and financial and governmental reporting. He began as a helper at age seven, gradually increasing his responsibilities and understanding of the business. Moore has a passion for building strong relationships and treating clients like family, a foundation that was laid years ago while working alongside his parents in their family-owned and operated business, Wortham Air Conditioning, Inc., in Wortham, Texas. He is a forward thinker, remaining on the forefront of industry change and making a difference in how bankers and clients work together to find innovative solutions for their banking needs. His vision for providing Central Texans with a highly personalized banking experience, complete with local decision making capabilities, is a big part of the bank’s continued expansion and growth. With 35 years of community banking experience, Alliance Bank Central Texas Chairman and CEO Todd Moore has a deep understanding of what relationship banking is all about-people.
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